Banking and Finance

Finance

Legal Cult has a widely recognised market leading Finance practice in India. Our Finance practice caters to the needs of asset reconstruction companies, banks, corporates, developmental finance institutions, export credit agencies, funds, investors, investment banks, market intermediaries, multilateral financial institutions and non-banking financial companies for raising and lending money in the form of credit facilities, debt capital market instruments and equity capital market instruments.

Our practice is partner led and is committed to providing quality professional service combining domain knowledge with a constructive, consistent, comprehensive and commercial approach to issues. Clients trust our finance lawyers to take a practical and business-oriented approach to achieving their objectives. Our lawyers have a clear understanding of the expectations and requirements of both sides to a transaction and provide tailored advice to each client’s needs. The practice is especially praised for its accessibility and responsiveness and its ability to work well with international firms and clients.

Banking & Finance

Legal Cult has a widely recognised market leading banking & finance practice in the country. Our practice is partner led and is committed to providing quality professional service combining domain knowledge with a constructive, consistent, comprehensive and commercial approach to issues. Clients trust our banking lawyers to take a practical and business-oriented approach to achieving their objectives. Our lawyers have a clear understanding of the expectations and requirements of both sides to a financing transaction and provide tailored advice to each client’s needs. The practice is especially praised for its accessibility and responsiveness and its ability to work well with international firms and clients.

We are empaneled by several global and domestic banks, and also represent a variety of banks, non–banking financial companies, institutional lenders, multi-lateral, developmental and export credit institutions, asset managers, funds, real estate investors, arrangers and corporate borrowers in different sectors on a wide range of financing transactions.

Our Banking and Finance services include the following:

1. Corporate debt – Rupee and foreign currency facilities (bilateral and syndicated) for capex, working capital and general corporate purposes
2. Acquisition and leveraged finance – for domestic and cross border acquisitions and leveraged deals, using senior secured, mezzanine and subordinated debt structures
3. Project Finance – across different Infrastructure & Energy sectors, including roads, ports, airports, railway, conventional power, wind and solar power and oil & gas
4. Real Estate finance – for acquisition of real estate properties and projects, construction of residential and commercial projects, lease rental discounting and refinancing
5. Asset Finance – for acquisition of equipment, ships, aircrafts and helicopters and security creation on such assets with Indian regulatory authorities
6. Trade Finance – buyer’s credit, suppliers’ credit, short term and long-term advances against exports, pre-shipment and post shipment credit and bill discounting
7. Securitisation – plain vanilla and asset backed securitisation, setting up securitisation trusts, issue of security receipts and issue of securitised debt instruments
8. Debt Capital Markets – privately placed debentures, foreign currency bonds, commercial paper, masala bonds, MTN programmes by banks and corporates, and other privately placed debt securities
9. Debt Restructuring and Insolvency – including corporate debt restructuring, asset reconstruction, schemes of arrangement and proceedings under the Insolvency and Bankruptcy Code, 2016
10. Funds – structuring and setting up alternative investment funds, venture capital funds, foreign private equity and public market funds and mutual funds

When necessary our banking lawyers work in tandem with members of the firm’s capital markets & securities, mergers & acquisitions, projects & infrastructure, real estate, dispute resolution and other practices so that our clients receive seamless service and in-depth legal advice and solutions.